How to Roll Over Your Old Amazon 401(k)
Amazon's 401(k) plan is administered by Fidelity Investments. Amazon's vesting schedule for employer matching contributions is important to understand before initiating a rollover — funds vest over a 2-year cliff schedule.
Amazon's 401(k) is managed by Fidelity Investments — see our Fidelity Investments rollover guide
Amazon 401(k) Rollover FAQ
When do Amazon 401(k) employer contributions vest?
Amazon uses a 2-year cliff vesting schedule: 0% after year 1, 100% after year 2. Make sure your employer contributions are fully vested before you leave.
How do I access my Amazon 401(k) after leaving?
Log in to NetBenefits at netbenefits.fidelity.com using your Amazon credentials. Former employees retain access for 30 days after termination, then must create a new login.
Can I keep my Amazon 401(k) at Fidelity after leaving?
Yes — you can leave the funds at Fidelity under your old Amazon plan, or roll them to a Fidelity IRA or another provider. Rolling to an IRA gives you more investment options.
RECORDKEEPER GUIDE
Amazon's plan uses Fidelity Investments
See our step-by-step guide for exactly how to initiate a rollover from Fidelity Investments, including contact numbers and timelines.
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