Billing mechanics
Actual AUM fees may use daily or average balances and may be billed in advance or arrears.
Advisor fee calculatorEstimate what advisor fees
Estimate what advisor fees
may cost.
Enter the fee terms you know, separate advisory and underlying investment costs, and compare your own assumptions.
Your numbers
Transparent arithmetic, not a recommendation
This tool does not use a default “average” fee or decide whether an advisor is worth their price.
Current estimated costs
- AUM fee
- $5,000
- Other advisory fees
- $0
- Underlying fund expenses
- $500
- Transaction costs
- $0
- Estimated ongoing annual total
- $5,500
- Estimated first-year total
- $5,500
- Effective advisory rate
- 1.00%
- Visible-cost rate
- 1.10%
Calculations happen in your browser. Exact assets, rates, and results are not submitted to Roll My Retirement or analytics by this calculator.
Assumptions
What this estimate leaves out
Taxes and trading
The estimate does not model taxes, transaction timing, realized gains, or account-transfer effects.
Service value
Cost alone cannot measure planning scope, communication, expertise, conflicts, or outcomes.
Changing assumptions
Balances, fee schedules, services, products, and contributions can change over time.
Calculator FAQ
How to interpret the result
Does a higher fee mean an advisor is a poor fit?
No. Cost is one factor among services, communication, planning needs, investment approach, conflicts, and fit. The calculator measures entered costs; it does not evaluate advisor quality.
Does this calculator know my actual advisor fees?
No. Use your advisory agreement, Form ADV, Form CRS, statements, and invoices to enter the figures you know. Actual billing methods and balances can differ.
Are the modeled differences guaranteed savings?
No. They are arithmetic differences between user-entered assumptions. The tool does not model taxes, performance differences, changing balances, withdrawals, or the value of services.