Fees and clarity
You may not understand every charge, what is included, or how total costs compare with the services delivered.
Review your advisor relationship
Not sure your current advisor is still the right fit?
Start with the facts: what you pay, what you receive, how well communication works, and whether the relationship still matches what you need.
Start with the concern
What feels out of alignment?
A concern is a reason to ask better questions—not proof that anyone acted improperly.
Communication
Meetings, explanations, follow-up, or availability may no longer match your expectations.
Planning scope
Your needs may have expanded beyond investment management into retirement, taxes, estate coordination, or another area.
Fit and confidence
A relationship can be professional and still stop feeling aligned with how you want decisions explained or handled.
Four reasonable paths
A review does not force a transfer
Stay and clarify
Ask for a complete explanation of fees, services, holdings, and responsibilities.
Adjust the relationship
Request different communication, planning scope, or service expectations.
Seek a second opinion
Compare perspective and approach without moving an account.
Switch after review
If you decide to change, understand the holdings, account mechanics, possible costs, and timing first.
Prepare for a useful review
Bring the documents that explain the relationship
Start with your advisory agreement, recent statements, invoices, Form ADV or Form CRS when applicable, and notes from recent planning conversations.
Write down what you expected, what changed, and the questions you have not been able to resolve.
Advisor review FAQ