How to Roll Over Your Old Microsoft 401(k)
Microsoft's 401(k) plan is administered by Fidelity with immediate 100% vesting of employer contributions. Microsoft matches 50% up to the IRS limit. The plan is widely considered one of the best corporate 401(k)s in the U.S.
Microsoft's 401(k) is managed by Fidelity Investments — see our Fidelity Investments rollover guide
Microsoft 401(k) Rollover FAQ
Does Microsoft's 401(k) have immediate vesting?
Yes — employer matching contributions are 100% immediately vested at Microsoft, meaning all matched funds are yours from day one.
Can I do a Roth 401(k) at Microsoft?
Yes — Microsoft's plan offers both traditional pre-tax and Roth 401(k) options through Fidelity. Roth 401(k) contributions and their growth can be rolled into a Roth IRA.
RECORDKEEPER GUIDE
Microsoft's plan uses Fidelity Investments
See our step-by-step guide for exactly how to initiate a rollover from Fidelity Investments, including contact numbers and timelines.
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