RETAIL

How to Roll Over Your Old Target 401(k)

Target's TGT 401(k) plan is managed by Fidelity. Target matches 100% of the first 5% of pay for most team members, with a 2-year cliff vesting schedule for employer contributions.

Target's 401(k) is managed by Fidelity Investments — see our Fidelity Investments rollover guide

COMMON QUESTIONS

Target 401(k) Rollover FAQ

What is Target's 401(k) vesting schedule?

Target employer contributions vest 100% after 2 years of service (cliff vesting). Contributions made before you hit 2 years are forfeited if you leave.

How do I roll over my Target 401(k)?

Log in to NetBenefits at netbenefits.fidelity.com with your Target credentials. Former team members can initiate a rollover online or by calling Fidelity at 800-354-7121.

RECORDKEEPER GUIDE

Target's plan uses Fidelity Investments

See our step-by-step guide for exactly how to initiate a rollover from Fidelity Investments, including contact numbers and timelines.

Fidelity Investments Rollover Guide
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